Every business requires investment, whether it be time, money, or both. Business growth depends on it. However, many business owners are hesitant to take out loans or to request financing that they don’t feel is absolutely necessary. Loans and financing can be risky, and many people hesitate to take them out to falling into debt.
Understanding this, many companies have started to offer embedded financing options to customers, removing banks as the middle man and working directly with customers. Fintech companies such as Nayax have also developed an embedded financing service: Nayax Capital, that offers its customers personalized, interest-free financing to grow their business.
As a Nayax customer*, you no longer have to go through the bank to get loans or financing, and instead can work directly with Nayax to get the financing it takes to take your business to the next level. This innovative service is designed to make financing part of your business by offering financing based on your revenue, with no interest, making it easier for you to get the financing you need to grow your business.
The Benefits of Personalized Financing
Scale Your Business Faster
One of the key benefits of personalized financing is that it can help you scale your business faster. With Nayax Capital, for example, you can receive personalized offers based on your income that allow you to purchase new Nayax card readers, POS, machines, installations, upgrades, or retrofitting. This allows you to grow your business more quickly by expanding your reach and generating more revenue.
Tailored to Your Needs
Personalized financing is tailored to your specific needs, helping you achieve the business goals you set out. Nayax Capital’s offers are given to Nayax customers in order for them to succeed, and are carefully calculated to ensure that you receive financing that you can pay back and that can help you grow without you taking on unnecessary debt. Nayax Capital also ensures maximal flexibility by offering early payoff without early termination fees.
Cash Flow Management
With personalized financing, you can more effectively manage your cash flow. Access the funding you need when you need it without having to worry about interest rates or other fees, ensuring you have the resources you need to operate your business and invest in your growth.
Tax Benefits
With personalized financing like Nayax Capital, you can get tax benefits by immediately deducting your expenses versus depreciating over time on CAPEX. This also allows you to allocate your funds more wisely.
How Nayax Capital Works
Nayax Capital offers Nayax customers in the US and the UK an offer within seconds when they visit our eShop at www.shop.nayax.com. When customers log in, they can see their available credit with Nayax Capital, and can receive one of two offers based on this credit: pay-as-you-grow or fixed payments. With pay-as-you-grow, you pay a percentage of your revenue at every billing period until your order is paid in full allowing for greater flexibility, and with fixed payments, you pay a preset sum until your order is paid in full.
Order Nayax card readers with Nayax Capital now
Nayax Capital also offers services for OEMs and resellers and for non-Nayax customers who have been using a cashless device for at least one year. If you’re interested, please contact us here.
Overall, personalized financing can be a valuable tool for business owners who want to scale their business without taking unnecessary risk. As a Nayax customer, you can access interest-free financing that is tailored to your specific needs, helping you grow your business faster, manage your cashflow more effectively, and have more flexibility overall. If you’re looking for a smarter way to finance your business, contact us to learn more about Nayax Capital.
*Nayax Capital is currently available to Nayax customers in the USA and in the UK, based on their business’ performance. This service will be available soon in additional regions.
